These days of austerity in addition to relative stress about taking on debt, some people balk resistant to the idea of making use of a credit card in order to make purchase of merchandise or maybe pay for a trip, preferring, instead just to rely on this tried as well as trusted method of making repayment – hard cash. However, if you have the cash there to make the purchase in full, then, paradoxically, that is the best time for you to use the card for several factors.